/* ============================================================
   KR QUANTS — SEBI Registered Research Analyst
   Design system: Deep Navy + Restrained Gold, light theme
   Typography: Inter (UI/body) · Fraunces (editorial moments)
   ============================================================ */

:root {
  --navy: #0F2A43;
  --navy-deep: #0A1D31;
  --navy-soft: #16395B;
  --gold: #B6994C;
  --gold-strong: #9C7F35;
  --gold-soft: #E9DFC5;
  --gold-tint: #F7F2E4;
  --ink: #17222E;
  --muted: #54657A;
  --faint: #7D8CA0;
  --bg: #FFFFFF;
  --bg-alt: #F5F7FA;
  --line: #E2E8F0;
  --line-soft: #EDF1F6;
  --green: #157A56;
  --white: #FFFFFF;
  --radius: 14px;
  --radius-sm: 9px;
  --shadow-sm: 0 1px 3px rgba(15, 42, 67, .07), 0 4px 14px rgba(15, 42, 67, .05);
  --shadow-md: 0 4px 10px rgba(15, 42, 67, .08), 0 16px 40px rgba(15, 42, 67, .10);
  --font-ui: 'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
  --font-serif: 'Fraunces', Georgia, 'Times New Roman', serif;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box
}

html {
  scroll-behavior: smooth
}

body {
  font-family: var(--font-ui);
  color: var(--ink);
  background: var(--bg);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img,
svg {
  display: block;
  max-width: 100%
}

a {
  color: var(--navy);
  text-decoration: none
}

a:hover {
  color: var(--gold-strong)
}

:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
  border-radius: 4px
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy);
  color: #fff;
  padding: 10px 18px;
  z-index: 200;
  border-radius: 0 0 8px 0;
  font-weight: 600;
  font-size: 14px;
}

.skip-link:focus {
  left: 0;
  color: #fff
}

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px
}

.container-narrow {
  max-width: 880px;
  margin: 0 auto;
  padding: 0 24px
}

/* ---------- Regulatory ribbon ---------- */
.reg-ribbon {
  background: var(--navy-deep);
  color: #C8D4E2;
  font-size: 12.5px;
  letter-spacing: .02em;
  padding: 7px 0;
}

.reg-ribbon .container {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap
}

.reg-ribbon strong {
  color: #fff;
  font-weight: 600
}

.reg-ribbon a {
  color: var(--gold-soft);
  font-weight: 600
}

.reg-ribbon a:hover {
  color: #fff
}

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}

.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 74px
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px
}

.brand-mark {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-soft) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-soft);
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 19px;
  letter-spacing: .02em;
  border: 1px solid rgba(182, 153, 76, .4);
}

.brand-text {
  line-height: 1.2
}

.brand-name {
  font-weight: 700;
  font-size: 19px;
  letter-spacing: .14em;
  color: var(--navy)
}

.brand-sub {
  font-size: 10.5px;
  letter-spacing: .08em;
  color: var(--muted);
  text-transform: uppercase
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 20px
}

.main-nav a {
  font-size: 14.5px;
  font-weight: 500;
  color: var(--ink)
}

.main-nav a:hover {
  color: var(--gold-strong)
}

.nav-cta {
  background: var(--navy);
  color: #fff !important;
  padding: 11px 20px;
  border-radius: 8px;
  font-weight: 600;
  transition: background .2s;
}

.nav-cta:hover {
  background: var(--navy-soft)
}

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid var(--line);
  border-radius: 8px;
  padding: 8px 10px;
  cursor: pointer
}

.nav-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--navy);
  margin: 4px 0;
  border-radius: 2px
}

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 14px 26px;
  border-radius: 9px;
  font-weight: 600;
  font-size: 15px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: all .2s;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-deep)
}

.btn-primary:hover {
  background: var(--gold-strong);
  color: #fff
}

.btn-outline {
  border-color: rgba(255, 255, 255, .35);
  color: #fff
}

.btn-outline:hover {
  border-color: var(--gold-soft);
  color: var(--gold-soft)
}

.btn-navy {
  background: var(--navy);
  color: #fff
}

.btn-navy:hover {
  background: var(--navy-soft);
  color: #fff
}

.btn-ghost {
  border-color: var(--line);
  color: var(--navy)
}

.btn-ghost:hover {
  border-color: var(--gold);
  color: var(--gold-strong)
}

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(1100px 500px at 85% -10%, rgba(182, 153, 76, .16), transparent 60%),
    radial-gradient(900px 600px at -10% 110%, rgba(21, 122, 86, .10), transparent 55%),
    linear-gradient(160deg, var(--navy-deep) 0%, var(--navy) 55%, #123253 100%);
  color: #fff;
  overflow: hidden;
  position: relative;
}

.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image: linear-gradient(rgba(255, 255, 255, .035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, .035) 1px, transparent 1px);
  background-size: 44px 44px;
  mask-image: radial-gradient(800px 500px at 70% 40%, black, transparent 75%);
}

.hero-inner {
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: 56px;
  align-items: center;
  padding: 88px 0 96px;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(182, 153, 76, .45);
  color: var(--gold-soft);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .04em;
  padding: 8px 16px;
  border-radius: 999px;
  margin-bottom: 26px;
}

.hero-badge .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 4px rgba(182, 153, 76, .25)
}

.hero h1 {
  font-family: var(--font-serif);
  font-weight: 560;
  font-size: clamp(38px, 4.6vw, 58px);
  line-height: 1.12;
  letter-spacing: -.01em;
  margin-bottom: 22px;
}

.hero h1 em {
  font-style: italic;
  color: var(--gold-soft)
}

.hero-sub {
  font-size: 17.5px;
  line-height: 1.7;
  color: #B9C7D6;
  max-width: 560px;
  margin-bottom: 34px
}

.hero-ctas {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 38px
}

.hero-reg {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 20px;
  font-size: 13px;
  color: #8FA2B5;
  border-top: 1px solid rgba(255, 255, 255, .12);
  padding-top: 22px;
}

.hero-reg strong {
  color: #D6DFE9;
  font-weight: 600
}

/* Hero visual card */
.hero-visual {
  position: relative
}

.chart-card {
  background: linear-gradient(180deg, rgba(255, 255, 255, .07), rgba(255, 255, 255, .03));
  border: 1px solid rgba(255, 255, 255, .14);
  border-radius: 18px;
  padding: 26px 26px 20px;
  box-shadow: 0 30px 80px rgba(0, 0, 0, .35);
  backdrop-filter: blur(6px);
}

.chart-card-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 6px
}

.chart-card-title {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: #9FB2C5
}

.chart-tag {
  font-size: 11.5px;
  font-weight: 600;
  color: var(--gold-soft);
  border: 1px solid rgba(182, 153, 76, .5);
  padding: 4px 10px;
  border-radius: 999px
}

.chart-note {
  font-size: 11.5px;
  color: #7E92A6;
  margin-top: 12px;
  border-top: 1px solid rgba(255, 255, 255, .1);
  padding-top: 12px
}

.mini-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 18px
}

.mini-stat {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: 10px;
  padding: 12px 14px
}

.mini-stat .k {
  font-size: 11px;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: #8FA2B5
}

.mini-stat .v {
  font-size: 16px;
  font-weight: 700;
  color: #fff;
  margin-top: 3px
}

.mini-stat .v span {
  color: var(--gold-soft)
}

/* ---------- Stat strip ---------- */
.stat-strip {
  background: var(--bg);
  border-bottom: 1px solid var(--line)
}

.stat-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0
}

.stat-cell {
  padding: 34px 26px;
  text-align: center;
  border-left: 1px solid var(--line);
}

.stat-cell:first-child {
  border-left: none
}

.stat-num {
  font-family: var(--font-serif);
  font-size: 33px;
  font-weight: 600;
  color: var(--navy)
}

.stat-num span {
  color: var(--gold-strong)
}

.stat-label {
  font-size: 13px;
  color: var(--muted);
  margin-top: 5px;
  letter-spacing: .02em
}

/* ---------- Sections ---------- */
.section {
  padding: 92px 0
}

.section-alt {
  background: var(--bg-alt)
}

.section-navy {
  background: linear-gradient(165deg, var(--navy-deep), var(--navy));
  color: #fff
}

.eyebrow {
  display: inline-block;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--gold-strong);
  margin-bottom: 14px;
}

.section-navy .eyebrow {
  color: var(--gold-soft)
}

.section h2 {
  font-family: var(--font-serif);
  font-weight: 560;
  font-size: clamp(29px, 3.2vw, 40px);
  line-height: 1.18;
  color: var(--navy);
  letter-spacing: -.01em;
  margin-bottom: 18px;
  max-width: 720px;
}

.section-navy h2 {
  color: #fff
}

.section-lead {
  font-size: 17px;
  color: var(--muted);
  max-width: 680px;
  margin-bottom: 48px
}

.section-navy .section-lead {
  color: #AEBFCF
}

.center {
  text-align: center
}

.center h2,
.center .section-lead {
  margin-left: auto;
  margin-right: auto
}

/* ---------- Cards ---------- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px
}

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 34px 30px;
  box-shadow: var(--shadow-sm);
  transition: transform .25s, box-shadow .25s, border-color .25s;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--gold-soft)
}

.card-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  margin-bottom: 22px;
  background: var(--gold-tint);
  border: 1px solid var(--gold-soft);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-strong);
}

.card h3 {
  font-size: 19px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px
}

.card p {
  font-size: 15px;
  color: var(--muted)
}

.card ul {
  margin: 12px 0 0 18px;
  font-size: 14.5px;
  color: var(--muted)
}

.card ul li {
  margin-bottom: 6px
}

/* ---------- Approach steps ---------- */
.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  counter-reset: step
}

.step {
  position: relative;
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .12);
  border-radius: var(--radius);
  padding: 30px 26px;
}

.step-num {
  font-family: var(--font-serif);
  font-size: 15px;
  font-weight: 600;
  color: var(--gold-soft);
  border: 1px solid rgba(182, 153, 76, .5);
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.step h3 {
  font-size: 18px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 9px
}

.step p {
  font-size: 14px;
  color: #AEBFCF;
  line-height: 1.65
}

/* ---------- Founder ---------- */
.founder-wrap {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 64px;
  align-items: center
}

.founder-card {
  background: linear-gradient(160deg, var(--navy-deep), var(--navy-soft));
  border-radius: 20px;
  padding: 44px 40px;
  color: #fff;
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}

.founder-card::before {
  content: "";
  position: absolute;
  top: -60px;
  right: -60px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(182, 153, 76, .28), transparent 70%);
}

.founder-avatar {
  width: 86px;
  height: 86px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-strong));
  color: var(--navy-deep);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 30px;
  font-weight: 600;
  margin-bottom: 22px;
  border: 3px solid rgba(255, 255, 255, .25);
}

.founder-card h3 {
  font-size: 23px;
  font-weight: 700;
  margin-bottom: 4px
}

.founder-role {
  color: var(--gold-soft);
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 18px
}

.founder-creds {
  list-style: none;
  margin-top: 8px
}

.founder-creds li {
  display: flex;
  gap: 11px;
  align-items: flex-start;
  font-size: 14.5px;
  color: #C4D1DE;
  padding: 8px 0;
  border-top: 1px solid rgba(255, 255, 255, .1);
}

.founder-creds li:first-child {
  border-top: none
}

.founder-creds .tick {
  color: var(--gold-soft);
  font-weight: 700;
  flex: 0 0 auto
}

.founder-quote {
  font-family: var(--font-serif);
  font-size: clamp(21px, 2.3vw, 27px);
  font-style: italic;
  line-height: 1.5;
  color: var(--navy);
  border-left: 3px solid var(--gold);
  padding-left: 26px;
  margin: 30px 0 14px;
}

.founder-quote-attr {
  font-size: 14px;
  color: var(--muted);
  font-weight: 600;
  padding-left: 29px
}

.philosophy-tags {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px
}

.philosophy-tag {
  background: var(--gold-tint);
  border: 1px solid var(--gold-soft);
  color: var(--gold-strong);
  font-size: 13px;
  font-weight: 700;
  padding: 8px 16px;
  border-radius: 999px;
  letter-spacing: .02em;
}

/* ---------- Services list ---------- */
.service-rows {
  display: grid;
  gap: 16px
}

.service-row {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 22px;
  align-items: flex-start;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 24px 28px;
  box-shadow: var(--shadow-sm);
}

.service-row-icon {
  width: 46px;
  height: 46px;
  border-radius: 10px;
  background: var(--bg-alt);
  border: 1px solid var(--line);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--navy);
}

.service-row h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 5px
}

.service-row p {
  font-size: 14.5px;
  color: var(--muted)
}

/* ---------- Compliance hub ---------- */
.compliance-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px
}

.compliance-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 26px 26px 22px;
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: border-color .2s, box-shadow .2s;
}

.compliance-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-sm)
}

.compliance-card h3 {
  font-size: 16.5px;
  font-weight: 700;
  color: var(--navy)
}

.compliance-card p {
  font-size: 13.5px;
  color: var(--muted);
  flex: 1
}

.compliance-card .link {
  font-size: 14px;
  font-weight: 700;
  color: var(--gold-strong)
}

/* ---------- Tables ---------- */
.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: #fff;
  box-shadow: var(--shadow-sm)
}

table.data {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  min-width: 640px
}

table.data caption {
  text-align: left;
  padding: 16px 20px;
  font-weight: 700;
  color: var(--navy);
  font-size: 15px;
  border-bottom: 1px solid var(--line);
  background: var(--bg-alt);
}

table.data th {
  background: var(--navy);
  color: #fff;
  font-weight: 600;
  text-align: left;
  padding: 12px 16px;
  font-size: 13px;
  letter-spacing: .02em;
}

table.data td {
  padding: 12px 16px;
  border-top: 1px solid var(--line-soft);
  color: var(--ink)
}

table.data tr:nth-child(even) td {
  background: var(--bg-alt)
}

table.data tr.total td {
  font-weight: 700;
  background: var(--gold-tint)
}

.table-note {
  font-size: 12.5px;
  color: var(--muted);
  margin-top: 12px;
  line-height: 1.6
}

/* ---------- FAQ ---------- */
.faq {
  max-width: 820px;
  margin: 0 auto
}

.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  margin-bottom: 14px;
  overflow: hidden;
}

.faq summary {
  cursor: pointer;
  padding: 20px 24px;
  font-weight: 600;
  font-size: 16px;
  color: var(--navy);
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.faq summary::-webkit-details-marker {
  display: none
}

.faq summary::after {
  content: "+";
  font-size: 22px;
  color: var(--gold-strong);
  font-weight: 400
}

.faq details[open] summary::after {
  content: "–"
}

.faq .faq-body {
  padding: 0 24px 20px;
  font-size: 15px;
  color: var(--muted)
}

/* ---------- Contact ---------- */
.contact-grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 44px;
  align-items: start
}

.contact-list {
  list-style: none;
  display: grid;
  gap: 16px;
  margin-top: 26px
}

.contact-list li {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  font-size: 15px
}

.contact-list .ic {
  width: 42px;
  height: 42px;
  flex: 0 0 auto;
  border-radius: 10px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .15);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-soft);
}

.contact-list .lbl {
  font-size: 12px;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: #8FA2B5
}

.contact-list .val,
.contact-list .val a {
  color: #fff;
  font-weight: 600
}

.contact-list .val a:hover {
  color: var(--gold-soft)
}

.contact-panel {
  background: #fff;
  border-radius: var(--radius);
  padding: 36px 34px;
  color: var(--ink);
  box-shadow: var(--shadow-md);
}

.contact-panel h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px
}

.contact-panel p {
  font-size: 14.5px;
  color: var(--muted);
  margin-bottom: 18px
}

.contact-panel .btn {
  width: 100%;
  justify-content: center
}

.contact-panel .small {
  font-size: 12.5px;
  color: var(--faint);
  margin-top: 14px;
  margin-bottom: 0
}

/* ---------- Pre-footer warning ---------- */
.warning-band {
  background: var(--gold-tint);
  border-top: 1px solid var(--gold-soft);
  border-bottom: 1px solid var(--gold-soft);
  padding: 18px 0;
}

.warning-band p {
  font-size: 14px;
  /* ≥10pt per SEBI Ad Code */
  color: #6B5619;
  text-align: center;
  font-weight: 600;
  letter-spacing: .01em;
}

/* ---------- Footer ---------- */
.site-footer {
  background: var(--navy-deep);
  color: #A9BACB;
  font-size: 13.5px
}

.footer-top {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 44px;
  padding: 64px 0 44px;
  border-bottom: 1px solid rgba(255, 255, 255, .1);
}

.footer-brand .brand-name {
  color: #fff
}

.footer-brand p {
  margin-top: 14px;
  line-height: 1.7
}

.site-footer h4 {
  color: #fff;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 18px;
}

.footer-links {
  list-style: none
}

.footer-links li {
  margin-bottom: 11px
}

.footer-links a {
  color: #A9BACB
}

.footer-links a:hover {
  color: var(--gold-soft)
}

.footer-reg p {
  margin-bottom: 10px;
  line-height: 1.7
}

.footer-reg strong {
  color: #DCE5EE;
  font-weight: 600
}

.footer-disclaimers {
  padding: 34px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .1)
}

.footer-disclaimers p {
  font-size: 12.8px;
  /* ≥10pt */
  line-height: 1.75;
  margin-bottom: 12px;
  color: #93A6BA;
}

.footer-disclaimers p strong {
  color: #C7D3DF
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  padding: 22px 0;
  font-size: 12.5px;
  color: #7D92A8;
}

.footer-bottom a {
  color: #A9BACB
}

/* ---------- Doc pages (statutory) ---------- */
.doc-hero {
  background: linear-gradient(160deg, var(--navy-deep), var(--navy));
  color: #fff;
  padding: 64px 0 56px;
}

.doc-hero .eyebrow {
  color: var(--gold-soft)
}

.doc-hero h1 {
  font-family: var(--font-serif);
  font-weight: 560;
  font-size: clamp(30px, 3.6vw, 44px);
  line-height: 1.15;
  margin-bottom: 14px
}

.doc-hero p {
  color: #AEBFCF;
  max-width: 760px;
  font-size: 16px
}

.doc-body {
  padding: 64px 0 80px
}

.doc-body h2 {
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 26px;
  color: var(--navy);
  margin: 44px 0 16px;
  padding-top: 8px;
}

.doc-body h2:first-child {
  margin-top: 0
}

.doc-body h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--navy);
  margin: 28px 0 10px
}

.doc-body p {
  margin-bottom: 14px;
  color: #33445A;
  font-size: 15.5px
}

.doc-body ul,
.doc-body ol {
  margin: 0 0 18px 22px;
  color: #33445A;
  font-size: 15.5px
}

.doc-body li {
  margin-bottom: 9px
}

.doc-body .table-wrap {
  margin: 18px 0 8px
}

.notice {
  background: var(--gold-tint);
  border: 1px solid var(--gold-soft);
  border-radius: var(--radius-sm);
  padding: 18px 22px;
  font-size: 14.5px;
  color: #6B5619;
  margin: 20px 0;
}

.notice strong {
  color: #54430F
}

.kv-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin: 20px 0
}

.kv {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 16px 20px;
  box-shadow: var(--shadow-sm);
}

.kv .k {
  font-size: 11.5px;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--faint);
  font-weight: 700
}

.kv .v {
  font-size: 15.5px;
  font-weight: 600;
  color: var(--navy);
  margin-top: 4px;
  word-break: break-word
}

.doc-updated {
  font-size: 13px;
  color: var(--faint);
  margin-top: 34px;
  border-top: 1px solid var(--line);
  padding-top: 18px
}

/* Escalation matrix */
.esc-steps {
  display: grid;
  gap: 16px;
  margin: 22px 0
}

.esc-step {
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 20px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 22px 24px;
  box-shadow: var(--shadow-sm);
}

.esc-num {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold-soft);
  font-family: var(--font-serif);
  font-weight: 600;
  font-size: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.esc-step h3 {
  margin: 0 0 6px;
  font-size: 17px
}

.esc-step p {
  margin-bottom: 4px;
  font-size: 14.5px
}

.esc-step .sla {
  display: inline-block;
  background: var(--gold-tint);
  border: 1px solid var(--gold-soft);
  color: #6B5619;
  font-size: 12.5px;
  font-weight: 700;
  border-radius: 999px;
  padding: 3px 12px;
  margin-top: 8px;
}

/* ---------- Reveal animation ---------- */
.reveal {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .6s ease, transform .6s ease
}

.reveal.visible {
  opacity: 1;
  transform: none
}

@media (prefers-reduced-motion:reduce) {
  html {
    scroll-behavior: auto
  }

  .reveal {
    opacity: 1;
    transform: none;
    transition: none
  }
}

/* ---------- Responsive ---------- */
@media (max-width:1020px) {
  .hero-inner {
    grid-template-columns: 1fr;
    padding: 64px 0 72px
  }

  .hero-visual {
    max-width: 560px
  }

  .founder-wrap,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 40px
  }

  .card-grid,
  .compliance-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .steps {
    grid-template-columns: repeat(2, 1fr)
  }

  .stat-grid {
    grid-template-columns: repeat(2, 1fr)
  }

  .stat-cell {
    border-left: none;
    border-top: 1px solid var(--line)
  }

  .stat-cell:nth-child(-n+2) {
    border-top: none
  }

  .stat-cell:nth-child(even) {
    border-left: 1px solid var(--line)
  }

  .footer-top {
    grid-template-columns: 1fr 1fr
  }
}

@media (max-width:720px) {
  .main-nav {
    display: none;
    position: absolute;
    top: 74px;
    left: 0;
    right: 0;
    background: #fff;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px 24px 20px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-md);
  }

  .main-nav.open {
    display: flex
  }

  .main-nav a {
    padding: 13px 4px;
    border-bottom: 1px solid var(--line-soft)
  }

  .main-nav .nav-cta {
    margin-top: 14px;
    text-align: center;
    border-bottom: none;
    order: 10
  }

  .nav-toggle {
    display: block
  }

  .card-grid,
  .compliance-grid,
  .steps,
  .kv-grid {
    grid-template-columns: 1fr
  }

  .section {
    padding: 64px 0
  }

  .footer-top {
    grid-template-columns: 1fr;
    gap: 34px
  }

  .reg-ribbon .container {
    justify-content: center;
    text-align: center
  }

  .service-row {
    grid-template-columns: 1fr
  }
}